June 28th, 2010

What is an SR-22 form?

An SR22 form is a form to be filed by the insurance company with the state department of motor vehicles to provide proof of current auto insurance for divers who have a suspended license or about to be suspended, based on their driving record. A few examples of drivers, who are required to file an SR22 form, would be drivers who received a no insurance ticket, DUI, DWI, an at fault accidents with no car insurance or multiple driving violations.

What is an SR26 form?

If there is an SR22 form filed on a car insurance policy and the policy cancels, the insurance company sends the DMV a form called an SR26 form, letting the state DMV know that the policy has canceled.

An SR22 form filing is inexpensive. Usually, the insurance company charges a fee between $25 to $50 to file an SR22 form. The reason for the SR22 filing can and usually causes an increase in car insurance.

Drivers who are required to file an SR22 form on their insurance policy are usually required to keep an SR22 filed on their policy for 1 to 3 years, depending on the reason for the SR22.

Information on driver license suspension, reinstatement, revocations, SR22 filings and driver license reinstatement varies from state to state. If you are in need of an SR22 form filing or need detailed information, refer to your state DMV or your insurance company.

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